Follow Nick on LinkedIn It’s always a pretty interesting scenario when clients go from the accumulation phase, working and saving, to the distribution phase. The question becomes: We don’t have a paycheck showing up in our bank account anymore… How are we going to emulate…READ MORE
Follow Nick Bernardo on LinkedIn It’s one of the most common questions we hear: “When should I take Social Security?” At first glance, it sounds like a straightforward financial decision. Very quickly, it opens the door to a much deeper and more nuanced conversation—one that…READ MORE
Markets experienced a volatile but ultimately resilient April, as equities rebounded from early-month losses triggered by escalating trade tensions on “Liberation Day.” Initially shaken by President Trump’s tariff threats, investors regained confidence after the administration delayed most tariffs by 90 days—pushing their implementation to early…READ MORE
Follow Nick on LinkedIn We all like to think we make decisions heavily based on purely rational thinking—but when it comes to money, emotions often have a seat at the table. Whether it’s the anxiety of a market dip or the thrill of a portfolio…READ MORE
Follow Nick on LinkedIn I think most people talk about retiring as a moment in time–you clean up your desk, hug a few coworkers, and walk out the door for the last time. While that moment serves as a marker, retirement isn’t a moment. It’s…READ MORE
