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May 30, 2025

Market Commentary: JUNE 2025

Markets in May were buoyed by a combination of geopolitical developments and resilient economic data, even as Moody’s became the third major credit rating agency to downgrade U.S. sovereign debt, lowering its rating from Aaa to Aa1. Despite the symbolic weight of the downgrade—citing rising deficits and unsustainable fiscal trends—it had minimal impact on financial markets, with both Treasury yields and equities remaining stable. This muted reaction was largely expected, as Moody’s was the last of the major agencies to act, and concerns over the U.S. fiscal trajectory are well understood by investors.

A key driver of market strength was the announcement of a U.S.-UK trade deal, unveiled on the 80th anniversary of Victory Day. The agreement marked the first meaningful sign of renewed constructive dialogue between the U.S. and its trading partners, suggesting the potential for additional deals ahead. The pact significantly expands American market access across sectors such as agriculture, aerospace, and pharmaceuticals, while addressing long-standing tariff and non-tariff barriers. Although the UK represents a smaller share of U.S. trade compared to other partners, investors welcomed the deal as a broader signal of a shift toward more stable and reciprocal trade relationships.

Further supporting market sentiment were the announcements of a temporary tariff truce with China and additional delays in planned tariffs on the European Union, pointing to a general easing of global trade tensions. While policy volatility remains a factor, markets appear to be adapting to the administration’s negotiation style and increasingly pricing in the likelihood of compromise. That said, we anticipate continued volatility heading into the summer, particularly as the early July deadline for the tariff delays approaches.

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Market Commentary: JUNE 2025

Markets in May were buoyed by a combination of geopolitical developments and resilient economic data, even as Moody’s became the third major credit rating agency to downgrade U.S. sovereign debt, lowering its rating from Aaa to Aa1. Despite the symbolic weight of the downgrade—citing rising…
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This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Bernardo Wealth Planning recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a financial advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. © 2016 Bernardo Wealth Planning

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