OUR PERSONALIZED PROCESS

Finding a responsible path to financial independence means mapping out a carefully considered individual plan that points toward the future you have in mind.
Bernardo’s collaborative wealth advisory process is designed to do just that. Its four-step cycle guides us, together, to generate a comprehensive blueprint to achieving your goals.

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2
3
4
process 1

Discover

We start with an introductory meeting in which we establish our relationship, introduce you to our team, and begin to build a foundation of trust. This is followed by our financial inventory and goal-setting call, where we determine your personal and financial goals, needs, and priorities. We will talk about your wealth, what you want to accomplish in your life, your lifestyle goals, what keeps you up at night, your appetite for risk, and what your legacy will be.

process 2

Analyze

We will analyze and evaluate all the information we’ve gathered about you, assessing any risks to your financial wellbeing and to your planned goals. We’ll review your savings, projected portfolio growth, retirement planning, education planning, insurance needs, potential estate planning and philanthropy goals. We’ll develop a customized financial plan with specific recommendations and planning alternatives and present this plan to you.

process 3

Implement

Next we will implement the financial planning recommendations and agree upon our execution strategy. We’ll select the appropriate asset mix for your risk tolerance and services required to meet your needs. When appropriate, we will continue to execute on complex planning services such as estate, tax or business planning issues.

process 4

Review

We will review and monitor your financial plan and portfolio on an ongoing and consistent basis. As circumstances in your life change or new goals arise, we will amend your plan and reposition for the future.